Basic Hospital $250 Excess & Basic Extras 55

Coverage for Family with Hospital & Extras

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Children over 21

Not all family policies cover your children if they're over 21. If your children are over 21 or for help finding the right policy for you and your family call us on 1300 867 283.

Hospital Cover Details

Basic hospital cover. Provides cover for most hospital services young and healthy people are likely to need. No Excess for Children. Access to betterhealth Programs to help keep you healthy.

Accommodation

• Covers Accommodation as a private patient in a private or public hospital.

Extras Cover Details

Provides cover for commonly used services, along with a wide range of natural therapies and 100% back up to your annual limit on eligible optical services. Annual limits apply to each person on the membership. Easy online and electronic claiming.

View the Standard Information Statement 1

View the Standard Information Statement 2

Waiting Periods

Waiting periods may apply for services covered by this policy. Check the comparison table for each service's specific waiting period - just click on a covered service to see more.

If you have a pre-existing medical condition, and are taking out private health hospital insurance for the first time, a waiting period of 12 months will apply before you are entitled to claim for that benefit if you are admitted to hospital due to that condition. Once you have served this waiting period with one fund, you will not have to serve it again if you switch health funds. Read more about pre-existing condition waiting periods in our FAQ

Any waiting periods you have already served with your previous fund will be recognised in full so you can start getting the most out of your new health insurance straight away. Waiting periods may apply for services not covered with your previous fund.

To apply you'll need

• The details of everyone who will be covered by this policy
• Your Medicare number
• Your payment details (bank account or credit card)
• Details of your current health insurance, if you are transferring from another fund

What happens after you apply

We send your application straight to your health fund using a secure encryption interface. All funds offer a 30 days cooling off period in case you change your mind. At the end of the cooling off period, we get paid and will be in touch to pay your cash back!

Your new health fund will be in touch with your new membership information. If you are switching providers your new health fund will contact your old health fund to manage the transition for you.

What is the cashback bonus?

We get paid when you join this fund:

• we split anything we make with you 50/50
• the cashback bonus is your share

No catches:

• One off payment
• Government rebate doesn't change
• No hidden fees
• No price hikes
• No lock in contracts

Unlike the other sites we let you compare all policies. Only available at BetterBills!