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Special Offer

no waiting period on extras

Frank Health Insurance
Frank Health Insurance
$ 187 .15 /month
$269.50 cashback bonus
see details apply now

Frank Basic Hospital & Frank Some Extras 50%

Special Offer

no waiting period on extras

Frank Health Insurance
Frank Health Insurance
$ 207 .95 /month
$299.45 cashback bonus
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Frank Basic Hospital & Frank Some Extras 80%

N.I.B. Health Funds Limited
N.I.B. Health Funds Limited
$ 212 .50 /month
$0 no cashback
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Family Basic Saver $500 Excess

Australian Health Management Group Limited
Australian Health Management Group Limited
$ 223 .90 /month
$268.68 cashback bonus
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Lite Cover Plus

Peoplecare Health Insurance
Peoplecare Health Insurance
$ 231 .25 /month
$138.75 cashback bonus
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Bronze Plan

Hospital Cover

Excess Per Admission
Excess Per Person (per year)
Excess Per Policy (per year)
Excess Waiver
Co-payment

Accommodation

Ambulance

Waiting Period

?

Waiting Period
Benefit Limitation Period

?

Waiting Period
Benefit Limitation Period

?

Waiting Period
Benefit Limitation Period

?

Waiting Period
Benefit Limitation Period

?

Waiting Period
Benefit Limitation Period

?

Waiting Period
Benefit Limitation Period

?

Waiting Period
Benefit Limitation Period

?

Waiting Period
Benefit Limitation Period

?

Waiting Period
Benefit Limitation Period

?

Waiting Period
Benefit Limitation Period

?

Waiting Period
Benefit Limitation Period

?

Waiting Period
Benefit Limitation Period

?

Waiting Period
Benefit Limitation Period

?

Waiting Period
Benefit Limitation Period

Pre Existing Waiting Period

Gap Cover

Other Restrictions

500
500
1000
None
None
Public
No

None

Covered

2 months

None

Covered

2 months

None

Covered

12 months

None

Covered

2 months

None

NotCovered

-

None

NotCovered

-

None

Covered

2 months

None

Covered

2 months

None

Covered

2 months

None

Covered

2 months

None

Covered

2 months

None

Covered

2 months

None

Covered

2 months

None

Covered

2 months

None

12 months
Yes
None
500
500
1000
None
None
Public
No

None

Covered

2 months

None

Covered

2 months

None

Covered

12 months

None

Covered

2 months

None

NotCovered

-

None

NotCovered

-

None

Covered

2 months

None

Covered

2 months

None

Covered

2 months

None

Covered

2 months

None

Covered

2 months

None

Covered

2 months

None

Covered

2 months

None

Covered

2 months

None

12 months
Yes
None
500
-
1000
None
None
Private
Full

1 day

Restricted

2 months

None

NotCovered

-

None

NotCovered

-

None

NotCovered

-

None

NotCovered

-

None

NotCovered

-

None

Restricted

2 months

None

Restricted

2 months

None

Restricted

2 months

None

Restricted

2 months

None

Restricted

2 months

None

NotCovered

-

None

NotCovered

-

None

NotCovered

-

None

12 months
Yes
None
500
500
1000
None
None
Private
Full

1 day

NotCovered

-

None

NotCovered

-

None

NotCovered

-

None

NotCovered

-

None

NotCovered

-

None

NotCovered

-

None

NotCovered

-

None

NotCovered

-

None

Restricted

2 months

None

Restricted

2 months

None

Restricted

2 months

None

NotCovered

-

None

NotCovered

-

None

NotCovered

-

None

12 months
Yes
None
500
500
1000
None
None
Private
Full

None

Restricted

2 months

None

Restricted

2 months

None

Restricted

12 months

None

Restricted

2 months

None

Restricted

2 months

None

Covered

2 months

None

Covered

2 months

None

Covered

2 months

None

Restricted

2 months

None

Restricted

2 months

None

Covered

2 months

None

Covered

2 months

None

Restricted

2 months

None

Restricted

2 months

None

12 months
Yes
None

Extras Cover

?

Waiting Period
Combined limit with:
Per Person
Per Service
Per Policy
Sub Limits?
Annual Limit?
Lifetime Limit
Service Limit
Periodic oral examination
Scale & clean
Fluoride treatment
Surgical tooth extraction

?

Waiting Period
Combined limit with:
Per Person
Per Service
Per Policy
Sub Limits?
Annual Limit?
Lifetime Limit
Service Limit
Surgical tooth extraction
Full crown veneered

?

Waiting Period
Combined limit with:
Per Person
Per Service
Per Policy
Sub Limits?
Annual Limit?
Lifetime Limit
Service Limit
Filling of one root canal

?

Waiting Period
Combined limit with:
Per Person
Per Service
Per Policy
Sub Limits?
Annual Limit?
Lifetime Limit
Service Limit
Braces for upper & lower teeth, including removal plus fitting of retainer

?

Waiting Period
Combined limit with:
Per Person
Per Service
Per Policy
Sub Limits?
Annual Limit?
Lifetime Limit
Service Limit
Per eligible prescription

?

Waiting Period
Combined limit with:
Per Person
Per Service
Per Policy
Sub Limits?
Annual Limit?
Lifetime Limit
Service Limit
Initial visit
Subsequent visit

?

Waiting Period
Combined limit with:
Per Person
Per Service
Per Policy
Sub Limits?
Annual Limit?
Lifetime Limit
Service Limit
Initial visit
Subsequent visit

?

Waiting Period
Combined limit with:
Per Person
Per Service
Per Policy
Sub Limits?
Annual Limit?
Lifetime Limit
Service Limit
Initial visit
Subsequent visit

?

Waiting Period
Combined limit with:
Per Person
Per Service
Per Policy
Sub Limits?
Annual Limit?
Lifetime Limit
Service Limit
Initial visit
Subsequent visit

?

Waiting Period
Combined limit with:
Per Person
Per Service
Per Policy
Sub Limits?
Annual Limit?
Lifetime Limit
Service Limit
Initial visit
Subsequent visit

?

Waiting Period
Combined limit with:
Per Person
Per Service
Per Policy
Sub Limits?
Annual Limit?
Lifetime Limit
Service Limit
Initial visit
Subsequent visit

?

Waiting Period
Combined limit with:
Per Person
Per Service
Per Policy
Sub Limits?
Annual Limit?
Lifetime Limit
Service Limit
Initial visit
Subsequent visit

?

Waiting Period
Combined limit with:
Per Person
Per Service
Per Policy
Sub Limits?
Annual Limit?
Lifetime Limit
Service Limit
Per hearing aid

?

Waiting Period
Combined limit with:
Per Person
Per Service
Per Policy
Sub Limits?
Annual Limit?
Lifetime Limit
Service Limit
Per monitor

?

Waiting Period
Combined limit with:
Per Person
Per Service
Per Policy
Sub Limits?
Annual Limit?
Lifetime Limit
Service Limit
Single vision lenses & frames
Multi-focal lenses & frames

Ambulance

General Dental

2 months
4 services
500
-
1000
-
Yes
-
50%
50%
50%
-

Major Dental

12 months
4 services
500
-
1000
-
Yes
-
50%
$225

Endodontic (tooth extraction)

12 months
4 services
500
-
1000
-
Yes
-
50%

Orthodontic (braces)

12 months
4 services
500
-
1000
-
Yes
-
$300

Pharmaceuticals not covered by Medicare

None
-
-
-
-
-
-
-
-

Physiotherapy

2 months
5 services
400
-
800
-
Yes
-
50%
50%

Chiropractic

2 months
5 services
400
-
800
-
Yes
-
50%
50%

Podiatry

None
-
-
-
-
-
-
-
-
-

Psychology

None
-
-
-
-
-
-
-
-
-

Acupuncture

2 months
5 services
400
-
800
-
Yes
-
50%
50%

Natural Therapies (eg. Naturopathy, Homeopathy, Chinese Medicine)

2 months
5 services
400
-
800
-
Yes
-
50%
50%

Massage

2 months
5 services
400
-
800
-
Yes
-
50%
50%

Hearing Aids

None
-
-
-
-
-
-
-
-

Glucose Monitor

None
-
-
-
-
-
-
-
-

Optical

6 months
Optical
120
-
240
-
Yes
-
50%
50%
No

General Dental

2 months
4 services
500
-
1000
-
Yes
-
80%
80%
80%
-

Major Dental

12 months
4 services
500
-
1000
-
Yes
-
80%
$225

Endodontic (tooth extraction)

12 months
4 services
500
-
1000
-
Yes
-
80%

Orthodontic (braces)

12 months
4 services
500
-
1000
-
Yes
-
$300

Pharmaceuticals not covered by Medicare

None
-
-
-
-
-
-
-
-

Physiotherapy

2 months
5 services
400
-
800
-
Yes
-
80%
80%

Chiropractic

2 months
5 services
400
-
800
-
Yes
-
80%
80%

Podiatry

None
-
-
-
-
-
-
-
-
-

Psychology

None
-
-
-
-
-
-
-
-
-

Acupuncture

2 months
5 services
400
-
800
-
Yes
-
80%
80%

Natural Therapies (eg. Naturopathy, Homeopathy, Chinese Medicine)

2 months
5 services
400
-
800
-
Yes
-
80%
80%

Massage

2 months
5 services
400
-
800
-
Yes
-
80%
80%

Hearing Aids

None
-
-
-
-
-
-
-
-

Glucose Monitor

None
-
-
-
-
-
-
-
-

Optical

6 months
Optical
120
-
240
-
Yes
-
80%
80%
No

General Dental

2 months
4 services
500
-
2000
-
Yes
-
50%
50%
50%
-

Major Dental

12 months
4 services
500
-
2000
-
Yes
-
50%
50%

Endodontic (tooth extraction)

12 months
4 services
500
-
2000
-
Yes
-
50%

Orthodontic (braces)

12 months
4 services
500
-
2000
-
Yes
-
50%

Pharmaceuticals not covered by Medicare

2 months
Non Pbs
100
-
400
-
Yes
-
50%

Physiotherapy

2 months
2 services
300
-
1200
-
Yes
-
50%
50%

Chiropractic

2 months
2 services
300
-
1200
-
Yes
-
50%
50%

Podiatry

2 months
4 services
200
-
800
-
Yes
-
50%
50%

Psychology

None
-
-
-
-
-
-
-
-
-

Acupuncture

2 months
4 services
200
-
800
-
Yes
-
50%
50%

Natural Therapies (eg. Naturopathy, Homeopathy, Chinese Medicine)

2 months
4 services
200
-
800
-
Yes
-
50%
50%

Massage

2 months
4 services
200
-
800
-
Yes
-
50%
50%

Hearing Aids

None
-
-
-
-
-
-
-
-

Glucose Monitor

None
-
-
-
-
-
-
-
-

Optical

6 months
Optical
220
-
880
-
Yes
-
50%
50%
See Above

General Dental

0 month
8 services
1000
-
-
-
Yes
-
60%
60%
60%
60%

Major Dental

None
-
-
-
-
-
-
-
-
-

Endodontic (tooth extraction)

12 months
8 services
1000
-
-
-
Yes
-
60%

Orthodontic (braces)

None
-
-
-
-
-
-
-
-

Pharmaceuticals not covered by Medicare

None
-
-
-
-
-
-
-
-

Physiotherapy

0 month
8 services
1000
-
-
-
Yes
-
60%
60%

Chiropractic

0 month
8 services
1000
-
-
-
Yes
-
60%
60%

Podiatry

None
-
-
-
-
-
-
-
-
-

Psychology

None
-
-
-
-
-
-
-
-
-

Acupuncture

0 month
8 services
1000
-
-
-
Yes
-
60%
60%

Natural Therapies (eg. Naturopathy, Homeopathy, Chinese Medicine)

0 month
8 services
1000
-
-
-
Yes
-
60%
60%

Massage

0 month
8 services
1000
-
-
-
Yes
-
60%
60%

Hearing Aids

None
-
-
-
-
-
-
-
-

Glucose Monitor

None
-
-
-
-
-
-
-
-

Optical

0 month
8 services
1000
-
-
-
Yes
-
60%
60%
See Above

General Dental

2 months
Dental General
500
-
-
-
Yes
-
60%
60%
60%
60%

Major Dental

None
-
-
-
-
-
-
-
-
-

Endodontic (tooth extraction)

None
-
-
-
-
-
-
-
-

Orthodontic (braces)

None
-
-
-
-
-
-
-
-

Pharmaceuticals not covered by Medicare

2 months
Non Pbs
350
-
700
-
Yes
-
60%

Physiotherapy

2 months
Physiotherapy
350
-
700
-
Yes
-
$35
$25

Chiropractic

2 months
Chiropractic
350
-
700
-
Yes
-
$35
$25

Podiatry

None
-
-
-
-
-
-
-
-
-

Psychology

None
-
-
-
-
-
-
-
-
-

Acupuncture

None
-
-
-
-
-
-
-
-
-

Natural Therapies (eg. Naturopathy, Homeopathy, Chinese Medicine)

2 months
2 services
170
-
340
-
Yes
-
60%
60%

Massage

2 months
2 services
170
-
340
-
Yes
-
60%
60%

Hearing Aids

None
-
-
-
-
-
-
-
-

Glucose Monitor

None
-
-
-
-
-
-
-
-

Optical

6 months
Optical
150
-
-
-
Yes
-
$150
$150
Full

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